Securing benefits for your disability is essential for your financial future. But if you are confused about the difference between Social Security Disability Insurance and Supplemental Security Insurance, you are not alone. SSDI and SSI are often used interchangeably in New York even though they are two different programs. The Social Security Administration -- SSA -- runs both programs which share the same general requirement, so it is easy to get the two confused.
Living without financial security compromises a person's well-being and standard of living. Social Security Disability Insurance benefits can help build that sense of security for people who are not able to work. Unfortunately, people who qualify for SSDI benefits are frequently denied the benefits they need. Understanding why a claim was denied can be helpful for filing an appeal.
It is not uncommon for New York residents to only think of physical ailments when they consider what it is to have a disability. A paralyzed body or a terminal illness may be easily identifiable as disabling because others can readily see the challenges that the suffering individual faces. There are, though, many disabilities that are invisible to the naked eye, but may affect victims as pervasively as apparent ones.
If tragedy strikes and you are disabled from performing any work due to an accident or disease, you may file an application with Social Security for what are usually called "benefits," but what we think of as your right to a reasonable living wage when you are too disabled to work.
A disability can be a life-altering condition that affects a person's general health and their ability to perform or complete everyday tasks. When a New York resident suffers from a disability they may be able to seek financial support from the Social Security Administration. Before a person may collect benefits from SSA, though, they must be able to demonstrate that they are in fact disabled.
A disability, by definition, limits some of the actions that a person may undertake on their own. As previously discussed on this blog, disabilities can be physical or mental and can affect individuals of all ages. When a New York resident suffers from a disability that inhibits their ability to earn a living, they may be able to apply for disability benefits from the Social Security Administration.
The Social Security Administration defines "disability" as the inability of a person to engage in substantial gainful activity because of a physical or mental condition that will last for at least 12 months or that will result in the individual's death. Whether a person suffers from a disabling mental or physical condition will often turn on the medical evidence that they have to support their case. The duration of their ailment may also be determined based on their prognosis and information available about their condition.
If a New York resident wishes to receive disability benefits from the Social Security Administration, they must submit an application and supporting materials to prove their need. After their application has been received by a field office for Social Security it may take weeks or even months for the applicant to receive notice of their approval or rejection. If their application is rejected they may spend more time appealing the decision and working to secure the support that they require.
Social Security Disability Insurance is an important source of support for men, women, and children who cannot work or provide for their own needs. Many New Yorkers receive this important form of support to help them lead productive and independent lives. Applications for Social Security Disability Insurance often include a great deal of information and evidence regarding applicants' medical conditions and disabilities and are reviewed by individuals who work for the Social Security Administration.
Millions of people across the nation count on disability benefits from the Social Security Administration. When an illness or injury prevents a person from holding down a job, they may rely on the support they receive from the government to take care of their individual needs. New Yorkers throughout the state use their disability benefits to cover a wide range of necessary living costs.