The Rights of Uninsured Businesses

rights of uninsured businesses

Many small businesses in New York City operate with very high overhead. Everyday business expenses in New York are high enough even without having to factor in workers’ compensation insurance coverage. As a result, some small businesses take a calculated risk of going without workers’ compensation insurance. Others are simply unaware that they are required to carry it.

New York Law Firm Protecting Uninsured Employer Rights in the Workers’ Comp System

Unfortunately, many businesses owners do not realize that since carrying workers’ comp insurance is mandatory under New York state employment law, failure to provide it can expose them to harsh civil and even criminal penalties.

At The Klein Law Group, P.C., we help small businesses who need informed counsel on employer rights in the workers’ compensation system. Our attorneys defend uninsured businesses when penalties are levied against them for not carrying required workers’ compensation insurance. When they do have insurance, we also defend small businesses in workers’ comp cases.

If you have questions concerning an employer rights issue under New York workers’ compensation law, contact our office to schedule a free consultation with an experienced workers’ comp lawyer.

The penalty for not having workers’ compensation coverage for your employees can range from a very steep fine to criminal charges. The State can find out you do not have proper insurance in any number of ways, including through its own investigation, if someone reports you, or if an employee lodges a complaint after being injured and denied benefits.

Protecting Employer Rights | Letters of Appeal

In some cases small businesses simply cannot afford workers’ compensation insurance and are not deliberately trying to evade the law. Since we are also a small business, we understand how small employers make decisions – and we have years of experience with the New York State Workers’ Compensation Board.

When penalties have been assessed against our clients, the first thing we do is carefully interview the client about the history of the company and how its failure to provide workers’ comp insurance came about. We use this information to draft a letter of appeal to the Compensation Board explaining the situation and arguing for the penalties to be reduced or dismissed altogether.

While we cannot ensure the Compensation Board will reduce or dismiss any particular case, we have had success negotiating for reductions and rescissions of these penalties for numerous clients. Our attorneys will take every step to protect your employer rights and prevent further damage to your business.

Contact Us

If you have questions concerning employer rights in New York’s workers’ compensation system, please contact our office to schedule a free consultation. Call 917-639-5350. Our international staff speaks Polish, Spanish, Chinese (Mandarin and Cantonese). We employ translators for other languages as well.