How to get the most out of your Social Security benefits

On Behalf of | Apr 11, 2022 | Social Security Disability

For those who are living with disabilities in New York, Social Security might be a lifeline. Determining the maximum benefits you can get from Social Security is mainly a matter of looking at your own circumstances and understanding how Social Security calculates the benefit amount that you receive.

These types of benefits are in place to give help to people who are suffering from a medical condition that is either projected to be fatal or lasting more than one year. In order to qualify for Social Security disability, you must have first earned enough credits through employment before you became disabled.

You may be entitled to more than the estimated average benefits

For those who are disabled, working, and have no children, the average benefits from Social Security that they are estimated to receive is $1,358. If the disabled worker is married with at least one child, that average bumps up to $2,383. But it’s important to note that for certain outlier situations, Social Security benefit recipients may be entitled to far more than this estimated average.

Most of the time, Social Security benefits cap out at around 150% of what your disability benefit is. However, there are extreme cases where that number goes up to 180%. In addition, every person in your family might be able to get a maximum of 50% of what your monthly benefit total is. But it’s important to note that there is always a limit on how much the whole family is able to get total from Social Security.