Completing the steps for workers’ comp benefits approval

If you sustained an on-the-job injury, you are eligible to file a claim for New York worker’s compensation benefits.

Approval is not always granted initially, but you have the right to appeal. Here are the steps you should take in order to ensure the best chance for success.

Obtain medical attention

Even if you believe a work-related accident has left you with only a minor injury, seek prompt medical attention since there could be underlying medical issues. Keep a record of your treatment and your progress as a patient. Focus on the details, such as keeping receipts for medications you need.

Notify your employer

In the state of New York, you have 30 days in which to notify your employer of the injury. Do so in writing in order to create an official record. Your employer will likely have the official claim form for you to complete. If not, you can obtain one from the New York workers’ compensation board.

Submit your claim

The information to provide on the claim form will include the type of injury you suffered; the date, time and location where the injury occurred; how the injury happened and the names of anyone else involved in the incident. Once the workers’ compensation insurer reviews your claim, an administrator will notify you as to approval.

Use additional information in an appeal

If the insurer denies approval for your claim, which is not unusual, you can appeal the decision. Here is where the details pertaining to your treatment will be important. Let the insurer know how the injury affects your ability to work and include proof of any hardships when you submit your appeal. Your goal is to obtain compensation to cover your medical expenses and any lost wages.

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