An on-the-job injury can leave you in pain and dealing with financial loss. If you are unable to work, you will miss income as you stay home and recover or recover in a hospital. Even a minor work-related injury can cause major complications for your New York family. This is why workers’ compensation insurance exists.
Through your employer’s workers’ compensation insurance, you can file a claim for certain types of benefits to help you through this difficult time. Since every injury is different, each injured worker will need different types of support. When you file a claim, it is in your interests to know what types of benefits you need to get better and move forward. This includes long-term support and help you may need when it’s time to return to work.
After your injury
One of the most prominent needs you will have after a work injury is medical care. Through your workers’ compensation claim, you can get coverage of your medical bills and any health care needs you have. Medical benefits can cover everything from your hospital bills to your medication to the expenses you experienced traveling to and from the doctor.
Additionally, you could be eligible for temporary disability benefits if you will be out of work for a certain amount of time. This would allow you to obtain at least partial recovery of your lost wages. The amount you could get typically amounts to around two-thirds of regular pay.
Into your recovery
If it becomes clear that your injuries are such that you will not be able to return to work, you could be eligible for permanent disability benefits through workers’ compensation insurance. The amount of these payments depends on the severity of your impairment, your age, your income at the time of your accident and how it affects your abilities.
Returning to work
Workers’ compensation benefits can also provide you with support if you need help getting back to work. These benefits can help if you need to find new employment, require physical support or need retraining to start earning an income again. The rehabilitation benefits available to you depend on your needs and the details of your individual situation.
An experienced workers’ compensation attorney can help you pursue the benefits you need and deserve. Your legal ally can ensure that you maximize your claim and don’t leave any money on the table.