As the owner of a small business, it gives me great satisfaction to fight for contractors and other small businesses who face burdensome, and even overwhelming, workers’ compensation penalties for not having insurance–penalties the state hits you with even though in my experience you are so often innocent of any deliberate wrongdoing. That is why I take the time to share with you articles that you may find of use. I hope you find the article helpful, and of course, I’m always here to discuss your workers’ compensation penalty.