A mental condition keeps me from working. What should I do?

On Behalf of | Mar 15, 2017 | Social Security Disability

Struggling with a mental condition or social disorder can impact various areas of your life, including your ability to do your job or secure employment in New York. If you are currently unable to work because of recent struggles involving a mental condition, or you are not able to get a job because of those issues, you may have a valid claim to certain types of Social Security disability benefits.

There are two different types of support for which you may apply, Social Security Disability Insurance and Supplemental Security Income. These are separate programs, and each has its own requirements in order to qualify. If you believe that you may be eligible for benefits, an experienced attorney can explain the differences and your potential eligibility.

Eligibility for SSDI benefits

SSDI is an insurance-based program funded by taxes withheld from previous paychecks. In order to be eligible for this type of benefit, you must meet the following requirements:

  • Have worked a sufficient number of years
  • Paid Social Security taxes
  • Have a qualifying medical condition

The amount of SSDI benefits that you could receive depends on the number of years you worked, how much you paid into the system and the amount of income you earned.

Eligibility for SSI benefits

SSI is a program for individuals who may not otherwise qualify for SSDI benefits. If you do not have a sufficient work history or have never been able to work due to a mental health condition, you may be eligible for this program. In order to qualify for SSI, you must meet the following requirements:

  • Have proof of financial need
  • Have a qualifying medical condition

Parents may be able to apply for SSI benefits for the care and support of a disabled child.

I received a denial of my claim. Now what?

Many first-time disability benefits applicants are discouraged to learn that they did not receive approval. Many initial applications are denied, but that does not mean that it is the end of the road for you. Through reconsideration or an appeal, you can continue to fight for the benefits you need.

With the help of an experienced attorney, you may have a higher chance of success on your initial application or with an appeal. When a mental health condition or disorder precludes you from work, it will benefit you to know your rights and get the support you deserve.